Our Simple 4 Step Investment Process To Freedom
Initial Phone Call
It all begins with a quick chat on the phone. We explain how it works and how we could help you.
There is absolutely no obligation attached to this call. It's our pleasure to introduce ourselves and see if we can help you investigate the possibilities - and that's all.
Education & Discovery Session
Self- Funded Freedom’s process is unique because our first meeting is all about education and making sure that investing is right for you.
We can analyse whether you will have enough super for your preferred retirement lifestyle.
We will do a simple cash flow on a mock investment property to give you an understanding of the cash flow & tax benefits to see if there will likely be any out-of-pocket costs for you.
There is no cost or obligation
There is no cost or obligation to you for this session and it can be done face to face or online in the comfort of your own home.
If it all sounds good to you and you would like to investigate further we can proceed to preparing your Freedom Plan.
Now that our specialist finance strategists have worked out how much you can borrow & the best finance structure, we can present you with more detailed cash flow analysis based on an actual property type.
Tailored Freedom Strategy
Therefore, today we can present your tailored Freedom Strategy outlining the most suitable and affordable property & finance solution to set you on a path toward your goals of wealth creation and debt reduction.
Cash Flow Analysis
This detailed cash flow and tax benefits analysis shows you very clearly what your expected out-of-pocket cost or positive cash flow income will be so there will be no unexpected surprises.
Having all the facts & figures at hand will assist you in making an objective decision about investing in property.
Once that is established & you are satisfied with it we can present the best property solution to fit your particular plan.
Our loan specialists have access to more than 40 trusted lenders are able to find the best fit and financial structure for your circumstances.
The Freedom Path
This is your opportunity to get started on your Freedom path.
You will be presented with the carefully selected property & location research to correspond with your personal Freedom Strategy.
Property Hot Spots
We know the Hots Spots and have access to the largest selection of brand new property in these locations to find the perfect match for your plan.
We Make It Happen
You can relax as we guide you every step of the way from here all the way to completion and a tenant. We think of everything so you don’t have to.
Periodic review and active management are both very important aspects when maintaining a portfolio of investments. New opportunities present and your equity situation will improve over time. We will help you in assessing these movements in order to ensure you continue on the right path to financial freedom and that things are moving along as expected.
We don’t just want clients, we want clients for life.
It was truly a pleasure working with Self-Funded Freedom. Everything went very well & as promised.
Looking forward to buying another property.
Thank you, very professional & helpful.
Very professional, articulate, explained in an easy to understand form.
Thank you. I found your overall approach exemplary.
Two characteristics set you part from others. Firstly, your ability to actually listen and secondly your innovative solutions.
The Freedom Strategy
Although the below are real client Summaries, the Results are shown for demonstration purposes only- results will vary for each client.
- Clear PPR Mortgage in 6 years instead of 9
- Save $16,000 Of interest
- Save $5700 in tax each year ($102,000 by retirement in 18yrs)
- Have an extra $1,500,000 available equity for retirement
- Cost to client- NIL. Cash flow positive $90 after all expenses
- Clear PPR Mortgage in 12 years instead of 30
- Save $86,000 of interest
- Save $5715 in tax each year / $109 per week
- Have an extra $2,200,000 available equity for retirement
- Cost to client- NIL. Cash flow positive $64 after all expenses
Case Study #1
Michael and Louise are both 52 years old and up until recently they have been focused on raising their two sons. Now that the boys have both left home, they’ve realised that they just won’t have enough money to support themselves through retirement by just relying on what they have in super.
When we met with Michael and Louise we discussed what they would like to achieve for them to be comfortable in their retirement and we then created a free financial strategy to give them a better understanding of what is realistically achievable based on their unique circumstances.
The outcome for them was quite amazing, because based on the current payments they were making, they still had almost 19 years left to pay on their $395,000 on their mortgage. So with our strategy, we showed them that with the right investment property along with understanding the importance of the correct structure, they could pay their own home off in just 9 years which would result in them saving just over $64,000 in interest.
That means that their mortgage can be paid off in the half the time, and on top of that it also gives them an extra $64,000 that they can use to go towards their own wealth creation instead of giving it to the banks.
Another great outcome for Michael and Louise is that by having the right type of investment property it’s going to create significant tax savings for them, and in their case it was $7729 a year. We also showed them how those tax savings can be paid to them on a weekly basis in their pay instead of waiting until the end of the year. This means that Michael will be receiving an extra $148 dollars each week in his pay.
With the tax savings now coming in his pay each week, combined with the rental income from the investment, this meant that they could invest in a brand new home, and instead of having to pay money out of their pocket each week, this investment was actually $56.00 a week cash flow positive.